Free yourself from
the yoke of debt.

• What Bankers Don't Want You to Know!
• Can You Really Become Debt-Free?
• Why You Want to Become Debt-Free!
• Can You Really Save $175K or More on Your Mortgage!??
• Creating a Safety Net
• What is cash flow?

• What Bankers Don't Want You to Know!
  On amortized loans, such as mortgages, you pay a very high interest cost at the beginning ... and lower cost at the end. Your mortgage is not a 4% or 5% or 6% or 7% loan (unless you pay it off in the first year) ... it is a 80% - 95% interest loan! ... just look at the amount of interest vs. principal in your last payment! On average, it takes 23 years for your payment to get to the 50% interest - 50% principle point! It is only in the last 7 years of your 30 year mortgage that you pay off most of the principle. If you can shorten the life of your loan, you will save thousands (and hundreds of thousands) of dollars of the interest that would have gone to the bank!
  
• Can You Really Become Debt-Free?
  Most of us have been living a consumer-credit lifestyle, where we buy most things on credit ... and 90% of those in this "Debt-to-Income" consumer-credit "box" could be totally Debt-Free in 6 years ... IF they knew they could ... AND knew how to do it.
• Let us give you an example: if your mortgage balance is $100,000 with a $1,000 monthly payment, and if you have other debts, including car payments, that require another $1,000 of monthly payments ... the FMN (Financial Mastery Now) Debt Mastery System, on average, would pay off the non-mortgage debts in the first year or so. Once the non-mortgage debts are paid off, you would have an extra $1,000 per month to pay toward your mortgage payment ... allowing you to pay off your mortgage in ~5 years, making you Debt-Free in ~6 years! From then on you would have that $2,000 a month to invest, leading to a possibility of accumulating a $1 million investment portfolio in the time it would have taken you to just pay off your home mortgage!
  
• Why You Want to Become Debt-Free!
  Consider 2 average people in the "Debt-to-Income" consumer-credit "box", where one decides to become Debt-Free and the other continues to live the consumer-credit lifestyle. The first would be Debt-Free in five and one-half years and then begins to invest those monies in an investment portfolio. At 30 years, the second has finally paid off their mortgage, too ... the difference??? ... the first has a $3,588,000 investment portfolio that the second does not have!
• Why Do You Want to Become Debt-Free? ... Your Future!!! You will have mastery over your finances when you are free-and-clear of your mortgage and other debts, and your money will be working FOR you to create your wealth, rather than making others wealthy. You will be able to use the thousands of dollars you would have spent on mortgage interest to invest, travel, assist your loved ones if necessary, and generally have the choice to live your life as you wish ... with peace of mind. And, you will have protection and safety if your income changes.
  
• Can You Really Save $175K or More!??
  
  

  Savings Example
  $300,000 mortgage @ 5.5% for 30 years: $1,703.18 per month
  Total payments in 30 years =	$613,144.80
  In 30 years, total interest paid =	$313,144.80
  With a 7 year payoff, total interest paid =	$58,817.50
  TOTAL INTEREST SAVINGS =	$254,327.30
  23 YEARS OF ELIMINATED PAYMENTS =	$470,077.68

• Creating a Safety Net
  With the FMN Debt Mastery System, your money is available to you to use in emergencies without having to apply for a loan from the bank. Once you make a traditional mortgage payment, the money is no longer yours .... this way you are covered in the case of an unexpected loss of income.

• What is cash flow?
  Cash flow is the money that is available for your use as your income is generated, applied to the FMTA account or Accelerator Loan, and used to reduce the daily calculated interest on your loans (see more in Mortgage Mastery).